Archive for November, 2006
Nov 24th 2006
Consumers who have declared bankruptcy can still obtain a credit card. Today, more and more credit card companies are offering those with bankruptcies and poor credit a way to get a credit card and begin to rebuild their credit. These offers are going to look attractive and inevitably credit will ...
Nov 18th 2006
A mutual fund is an investment vehicle which pools the money of many investors and invests their money in stocks, bonds, and other securities. The investment company is responsible for the management of the fund, and it sells shares in the fund to individual investors. The securities purchased are referred ...
Nov 16th 2006
Private Mortgage Insurance is required on all loan transactions where the down payment on a home is less than 20 percent of the appraised value or sale price. This can help you purchase a home that you might not normally be able to afford because your lender is now protected ...
Nov 15th 2006
If you think that filing for bankruptcy is the easiest way out of your deb problems, then you are being misled. When you start declaring that you are bankrupt, what you are basically saying to your creditors is that you cannot possibly ever repay all of your debt. It gives ...
Nov 12th 2006
When a privately owned company decides to sell stock to the public, they often divide the company into "shares" of stock and sell them to the general public. This is often done to help the company raise money to carry out the goals of the company, such as expansions and ...
Nov 10th 2006
Creating an investment portfolio is an investment towards your future. There are some good reasons to start building an investment portfolio as early as possible. It not only provides you with money for your retirement or for your child's education, but also gives you the resources to buy that dream ...
Nov 9th 2006
There is a very good chance that you are paying too much for your auto insurance. The price you pay for your auto insurance can vary by hundreds of dollars, depending what type of car you have and the insurance company you buy your policy from. Here are some things ...
Nov 7th 2006
When you buy a bond, you are essentially loaning money to a bond issuer to fund their day-to-day operations or to finance specific projects. Consequently, bonds are sometimes referred to as debt securities. In return for your investments, bond holders get back the loan amount plus interest payments at regular ...
Nov 6th 2006
A good credit rating is invaluable. It will help you get more credit and open up financing options. Potentially negative items can cause lenders to raise your rates. Whatever they may be, know that you have the right to dispute them and attempt to clear up your credit report. For ...
Nov 5th 2006
You’ve seen the ads on roadside signs, in the newspaper, on TV commercials, and on the internet. They all make the same claims: "Wipe out your debts legally using the protections provided by federal law!", “We can erase your bad credit — 100% guaranteed.†Don’t believe these statements, they simply ...